Privacy Policy

Version 1.0.0 · Last Updated: 2025-08-24 · Contact: support@smartspendr.app

Overview

This Privacy Policy explains how SmartSpendr ("we", "us", or "our") handles information when you use the SmartSpendr mobile app and related services.

Information We Collect

Account information: such as your email address and basic profile needed to create and maintain your account.

User-entered finance records: transactions, categories, notes, and related data you add to the app.

App usage and analytics: limited technical and usage information that helps us understand how features are used and improve the app experience.

How We Use Information

We use information to provide and operate the app, enable sync across devices, respond to support requests, personalize and improve features, and ensure reliability and security.

Analytics

We may use privacy-conscious analytics to understand general usage patterns, diagnose issues, and inform product decisions. Analytics are used to improve SmartSpendr; we avoid over-collecting and do not create profiles for advertising.

Optional AI Features

If you choose to use optional AI features, prompts and relevant context may be processed to generate responses. Do not include sensitive secrets in prompts. AI assistance is optional and provided to enhance your experience.

Sharing

We may share information with service providers that help us operate the app (for example, hosting and analytics) under appropriate safeguards, and when required by law or to protect rights and safety. We don’t sell personal information in the ordinary course of business.

Data Retention

We retain information for as long as your account is active or as needed to provide the service. You can request deletion of your account and associated data; we will honor such requests where feasible and permitted by law.

Security

We use industry-standard safeguards to help protect information. However, no method of transmission or storage is completely secure, and we cannot guarantee absolute security.

Your Rights & Choices

You may access, update, or request deletion of your information by contacting support. You may also choose to limit analytics or optional AI features where provided in-app.

Children’s Privacy

SmartSpendr is not intended for children under the age of 13 (or 16 where applicable). We do not knowingly collect personal information from children in these age groups.

Changes to This Policy

We may update this Privacy Policy from time to time. We will post the updated version and adjust the “Last Updated” date above when changes are made.

For privacy requests email support@smartspendr.app